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Your membership and trial agreement.

Free-Trial & Subscription Agreement

This Free-Trial of LifePlan 360 Software Subscription Agreement (this “Agreement”) contains terms and conditions that govern your acquisition of subscriptions to, and use of, the Free-Trial Services (as defined below), and is a contract between ICan Financial, Inc., and you or the entity or organization that you represent.

If you are an individual using the Free-Trial Services for your own purposes: (1) all references to “Advisor” are to you and (2) you represent and warrant that you are at least 18 years of age, or have otherwise reached the age of “majority” where you reside, and that you have the right, power and authority to enter into this Agreement.

If you are using the Free-Trial Services on behalf of an entity or organization that you represent: (1) all references to “Advisor” are to that entity or organization and (2) you represent and warrant that you are at least 18 years of age, or have otherwise reached the age of “majority” where you reside, and that you have the right, power and authority to enter into this Agreement on behalf of Advisor.

This Agreement becomes binding and effective on Advisor upon the earliest of: (1) when you access or use the Free-Trial Services, (2) when you click an “I Accept,” “Sign up” or similar button or check box referencing this Agreement, or (3) when you enter into a Free-Trial Order (as defined above) with iCan Financial for LifePlan 360 Software.

Capitalized terms not otherwise defined in this Agreement will have the respective meanings assigned to them in Section 24. iCan Financial may modify this Agreement from time to time, subject to the terms in Section 26 below.

  1. Free-Trial Orders
  2. Access and Use
  3. Support
  4. Free-Trial Subscription
  5. Software and Tools
  6. Hosting and Other Providers
  7. Security and Privacy
  8. Advisor Responsibilities and Restrictions
  9. Compliance with Applicable Laws
  10. Ownership
  11. Confidentiality
  12. Disclaimers
  13. Term and Termination
  14. Indemnification
  15. Limitations of Liability
  16. Publicity
  17. Notices
  18. Assignment
  19. U.S. Government Advisors
  20. Independent Parties; No Third-Party Beneficiaries
  21. Force Majeure
  22. Governing Law; Venue
  23. Miscellaneous
  24. Definitions
  25. Counterparts
  26. Changes to this Agreement

Free-Trial Orders

This Agreement sets forth the terms pursuant to which Advisor may access and use the Free-Trial Services in connection with one or more Free-Trial Orders. Subject to the terms of a Free-Trial Order, the Free-Trial Services will support Advisor’s collection, monitoring, management and analysis of data generated by systems, platforms, services, software, devices, sites and/or networks that Advisor uses in its own internal business operations (collectively, but exclusive of all Free-Trial Services and Paid Services, “Advisor’s Environment”).

Access and Use

2.1. Subject to the applicable Free-Trial Order and this Agreement, ICan Financial hereby grants to Advisor the right to access and use the Free-Trial Services in accordance with this agreement for 7 days from signing up. Monthly billing will begin on the eighth day and continue on a monthly basis unless cancelled by the subscriber.

2.2. As between the Parties, Advisor controls Advisor’s Environment and its individual components (each, a “Advisor Component”), whether owned, leased or licensed by Advisor, located on Advisor’s premises or cloud-based, used by Advisor on a software-as-a-service basis or otherwise. Advisor will be able to use the Free-Trial Services by establishing integrations or other connections to one or more Advisor Components (each, a “Connection”). By implementing a Connection to a Advisor Component, Advisor hereby grants to ICan Financial the right, and is expressly instructing iCan Financial, to access and interoperate with that Advisor Component during the Free-Trial Term in order to provide and support the Free-Trial Services. Advisor is responsible for complying with all applicable third-party terms, policies and licenses governing its access and use of Advisor Components and associated data (collectively, “Third-Party Terms”).

2.3. Through Advisor’s configuration and use of Connections and Free-Trial Services, Advisor has control over the types and amounts of data from Advisor’s Environment that are submitted for Processing by the Services (collectively, “Advisor Data”). By submitting Advisor Data to the Free-Trial Services, Advisor hereby grants to ICan Financial the right, and is expressly instructing ICan Financial, to Process Advisor Data during the Free-Trial Term in order to provide and support the Free-Trial Services and as otherwise provided in this Agreement.

2.4. All rights granted by each Party to the other under this Section 2 are limited, nonexclusive and, except as otherwise provided in this Agreement, non-transferable.

Support

Subject to this Agreement, ICan Financial may, at its option, provide Support to Authorized Users through the Services and by email.

Free-Trial Subscription

Advisor can cancel at any time during the Free Trial period to avoid the first billing cycle. ICan Financial will make the Free-Trial Services available to Advisor until the earliest of: (a) the end of the period specified in the applicable Free-Trial Order; (b) the start date of any Paid Order for the applicable Services; (c) termination by ICan Financial, at any time, in its sole discretion; or (d) termination by Advisor pursuant to Section 26. Additional terms and conditions, including Supplemental Terms, may apply to Free-Trial Services and Advisor agrees any such additional terms and conditions are incorporated into this Agreement by reference and are legally binding.

Software

LifePlan 360 Software will be available to Advisor to assist with Advisor’s implementation of case design, resources such as training material, online marketing tools and branding tools, and ICan Financial makes client libraries available to facilitate Advisor’s Client base. In addition, Authorized Users may use ICan Financial-produced software agent on certain Advisor Components to support Advisor’s collection of Client Data. By using LifePlan 360 Software in connection with the Free-Trial Services, Advisor hereby agrees to do so in accordance with this agreement

Hosting and Other Providers

ICan Financial may use third-party hosting providers, other service providers and ICan Financial Affiliates to support the provision of the Free-Trial Services and Support in the ordinary course of its business, i.e., not specifically for Advisor (collectively, “Ordinary Course Providers”). ICan Financial reserves the right to engage and substitute Ordinary Course Providers as it deems appropriate, but shall: (a) remain responsible to Advisor for the provision of the Free-Trial Services and Support and (b) be liable for the actions and omissions of its Ordinary Course Providers undertaken in connection with ICan Financial’s performance of this Agreement to the same extent ICan Financial would be liable if performing the Free-Trial Services or Support directly. In no event shall providers of Advisor Components be deemed Ordinary Course Providers for any purpose under this Agreement.

Security and Privacy

7.1. As discussed in this agreement, each Party has obligations with respect to the security of the Free-Trial Services, Subscription and Client Data. Taking into account the nature and types of Client Data, ICan Financial will employ administrative, physical and technical measures in accordance with applicable industry practice to protect the Free-Trial Services, Subscription and Client Data and prevent the accidental loss or unauthorized access, use, alteration or disclosure of Client Data under its control during each Free-Trial Term and Subscriptions.

7.2. Advisor is responsible for properly configuring the Free-Trial Services in accordance with the Documentation, enabling single sign-on for Advisor’s accounts, and securing access passwords or other credentials used by Advisor in connection with the Free-Trial Services, Subscription and Client Data. Advisor agrees to use reasonable efforts to prevent unauthorized access or use of the Free-Trial Services, Subscription and Client Data and to promptly notify ICan Financial if Advisor believes (a) any Advisor Credentials have been lost, stolen or made available to an unauthorized third party or (b) an unauthorized third party has accessed the Free-Trial Services, Subscription, Client Data or Advisor Data.

7.3. Except for limited Personal Information in Account Data, ICan Financial does not require Personal Information for Advisor’s access and use of the Free-Trial Services. Advisor shall limit Personal Information in Account Data to only that necessary for the creation and administration of its ICan Financial accounts. With regard to Advisor Data, Advisor shall not use the Free-Trial Services to Process any Sensitive Information and shall use reasonable efforts to restrict the inclusion of other Personal Information in Advisor Data. The Documentation provides further information on both filtering Personal Information from, and masking Personal Information in, data before they are submitted to the Free-Trial Services and Subscription.

7.4. ICan Financial may Process information about Advisor’s configuration and use of the Free-Trial Services (“Usage Data”), Subscription Services, Advisor Data and Account Data: (a) to manage Advisor’s account; (b) to provide and improve the Free-Trial Services and Support, including to address requests for Support and troubleshoot other issues; and (c) to provide Advisor and Authorized Users insights, service and feature announcements and other reporting. ICan Financial may also Process Usage Data that has been aggregated and/or anonymized (including, for clarity, that does not allow a third party to identify Advisor as the source of the information): (i) to develop new services and features and (ii) to promote ICan Financial’s services, including, for example, through analyses of patterns and trends. ICan Financial’s Processing of Usage Data, Advisor Data and Account Data shall at all times be subject to ICan Financial’s obligations under this Agreement, including those of security under Section 7.1 and confidentiality under Section 11; any applicable Supplemental Terms; and, with respect to Account Data, the Privacy Policy.

Advisor Responsibilities and Restrictions

8.1. Advisor will be solely responsible for: (a) Advisor’s Environment, including as necessary to enable Authorized Users’ access and use of the Free-Trial Services; (b) Account Data, Advisor Data and Advisor Credentials (including activities conducted with Advisor Credentials), subject to ICan Financial’s Processing obligations under this Agreement; (c) providing any required notices to, and receiving any required consents and authorizations from, Advisor Component providers, Authorized Users and persons whose Personal Information may be included in Account Data, Advisor Data or Advisor Credentials; and (d) ensuring use of the Free-Trial Services or Subscription Services is only for Advisor’s Environment and in accordance with the AUP, Documentation and applicable Third-Party Terms.

8.2. No provision of this Agreement includes the right to, and Advisor shall not, directly or indirectly: (a) enable any person or entity other than Authorized Users to access and use the Free-Trial Services; (b) attempt to gain unauthorized access to any Free-Trial Service or its related systems or networks; (c) use any Free-Trial Service to access ICan Financial Intellectual Property Rights except as permitted under this Agreement; (d) modify, copy or create any derivative work based upon a Free-Trial Service or any portion, feature or function of a Free-Trial Service; (e) resell, distribute or otherwise make available any Free-Trial Service to any third party, including as part of a managed services offering; (f) except to the extent limited by Applicable Law, reverse engineer, disassemble or decompile all or any portion of, or attempt to discover or recreate the source code for, the Free-Trial Services or access or use the Free-Trial Services or Documentation in order to (1) copy ideas, features, functions or graphics, (2) develop competing products or services, or (3) perform competitive analyses; (g) remove, obscure or alter any proprietary notice related to the Free-Trial Services; (h) send or store Malicious Code; (i) use or permit others to use the Free-Trial Services in violation of Applicable Law; or (j) use or permit others to use the Free-Trial Services or Subscriptions other than as described in this Agreement.

8.3. ICan Financial reserves the right to investigate potential violations of the above provisions of this Section 8. In the event ICan Financial reasonably believes a violation has occurred, in addition to any other remedies available at law or in equity, ICan Financial will have the right to suspend Authorized Users suspected of the violation from accessing the Free-Trial Services for so long as is reasonably necessary to address the potential violation. For clarity, ICan Financial reserves the right, but does not assume any obligation to Advisor, to take any of the actions described in this Section 8.3.

Compliance with Applicable Laws

Advisor agrees to comply with all Applicable Laws with respect to its performance of its obligations and exercise of its rights under this Agreement. Without limiting the foregoing:

9.1. Advisor shall comply with Applicable Laws concerning the privacy and protection of Personal Information. Without limiting Section 8.1, Advisor will be solely responsible for providing any notices required by Applicable Law to, and receiving any consents and authorizations required by Applicable Law from, persons whose Personal Information may be included in Account Data, Advisor Data or Advisor Credentials.

9.2. Advisor shall comply with Applicable Laws concerning anti-bribery and anti-corruption, which may include the U.S. Foreign Corrupt Practices Act of 1977 and the UK Bribery Act 2010. As of the date of this Agreement and the date of each Free-Trial Order, Advisor represents that it has neither received nor been offered any illegal or improper bribe, kickback, payment, gift or thing of value from any employee, agent or representative of ICan Financial or its Affiliates in connection with this Agreement. Advisor agrees to promptly notify ICan Financial if it learns of any violation of the foregoing. This representation is not intended to include customary and reasonable gifts and entertainment provided in the ordinary course of business, to the extent such gifts and entertainment are permitted by Applicable Law.

9.3. Advisor shall (a) comply with Applicable Laws administered by the U.S. Commerce Bureau of Industry and Security, U.S. Treasury Office of Foreign Assets Control or other governmental entity imposing export controls and trade sanctions (“Export Laws”), including designating countries, entities and persons (“Sanctions Targets”) and (b) not directly or indirectly export, re-export or otherwise deliver Free-Trial Services or Subscriptions to a Sanctions Target, or broker, finance or otherwise facilitate any transaction in violation of any Export Laws. Advisor represents that it is not a Sanctions Target or prohibited from receiving Free-Trial Services pursuant to this Agreement under Applicable Laws, including Export Laws.

Ownership

As between the Parties: (a) Advisor owns all right, title and interest in and to Advisor’s Environment and Advisor Data, including in each case all associated Intellectual Property Rights, and (b) ICan Financial owns all right, title and interest in and to the Paid Services, Free-Trial Services, Subscriptions, Documentation and Feedback, including in each case all associated Intellectual Property Rights. Except for the rights expressly granted by one Party to the other in this Agreement, all rights are reserved by the granting Party.

Confidentiality

11.1. As used in this Agreement, “Confidential Information” means any information disclosed by one Party, its Affiliates, business partners or their respective employees, agents or contractors (collectively, the “Discloser”) that is designated as confidential, either orally or in writing, or that, given the nature of the information or circumstances surrounding its disclosure, reasonably should be understood to be confidential. Confidential Information includes without limitation: (a) Advisor Data; (b) information relating to the Discloser’s or its Affiliates’ technology, Advisors, business plans, promotional and marketing activities, finances and other business affairs; (c) third-party information that the Discloser is obligated to keep confidential; and (d) the terms of this Agreement and all Free-Trial and Paid Orders. However, Confidential Information does not include any information that: (i) was known to the Party that receives any Confidential Information (the “Recipient”) prior to receiving the same from the Discloser in connection with this Agreement; (ii) is independently developed by the Recipient without reference to or use of the Discloser’s Confidential Information; (iii) is acquired by the Recipient from another source without restriction as to use or disclosure; or (iv) is or becomes publicly available through no fault or action of the Recipient.

11.2. The Recipient shall not (a) use the Discloser’s Confidential Information for any purpose outside the scope of this Agreement without the Discloser’s prior written consent or (b) disclose the Discloser’s Confidential Information to any person or entity, except to the Recipient’s employees, agents, contractors and service providers who (i) are bound by non-use and non-disclosure obligations at least as protective as those contained in this Agreement and (ii) have a need to know the Confidential Information for the Recipient to exercise its rights or perform its obligations under this Agreement. Notwithstanding the foregoing, the Recipient may disclose the Discloser’s Confidential Information to the limited extent any use or disclosure is required by Applicable Law or a valid and binding order of a governmental body (such as a subpoena or court order), provided that, to the extent permitted under Applicable Law, the Recipient uses reasonable efforts to give the Discloser reasonable advance notice thereof to afford the Discloser an opportunity to intervene and seek an order or other appropriate relief for the protection of its Confidential Information. In the event of any breach or threatened breach by the Recipient of its obligations under this Section, the Discloser will be entitled to seek injunctive and other equitable relief to enforce such obligations.

Disclaimers

12.1. EXCEPT AS EXPRESSLY PROVIDED IN THIS AGREEMENT, NEITHER PARTY MAKES ANY WARRANTY OR GUARANTEE OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, AND EACH PARTY SPECIFICALLY DISCLAIMS ALL WARRANTIES, WHETHER IMPLIED, EXPRESS, OR STATUTORY, INCLUDING ANY IMPLIED WARRANTY OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, AND ALL WARRANTIES ARISING FROM COURSE OF DEALING, USAGE OR TRADE PRACTICE, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

12.2. EXCEPT AS EXPRESSLY PROVIDED IN THIS AGREEMENT, ALL FREE-TRIAL SERVICES, SUPPORT (IF ANY) AND ANY OTHER MATERIAL ARE PROVIDED BY ICAN FINANCIAL ON AN “AS IS” AND “AS AVAILABLE” BASIS. ICAN FINANCIAL MAKES NO REPRESENTATION OR WARRANTY, AND HAS NO SUPPORT OBLIGATIONS OR LIABILITY, WITH RESPECT TO ANY ADVISOR COMPONENT. WITHOUT LIMITING THE OTHER PROVISIONS OF THIS SECTION 12, ICAN FINANCIAL MAKES NO WARRANTY OF ANY KIND THAT THE FREE-TRIAL SERVICES, DOCUMENTATION, ANCILLARY TOOLS OR ANY OTHER MATERIAL, OR RESULTS OF THE USE THEREOF, WILL: (a) MEET ADVISOR’S OR ANY OTHER PERSON’S REQUIREMENTS; (b) OPERATE WITHOUT INTERRUPTION; (c) ACHIEVE ANY INTENDED RESULT; (d) BE ERROR FREE OR (e) BE COMPATIBLE, WORK WITH OR CONTINUE TO WORK WITH ADVISOR COMPONENTS. ANY CHANGES TO ADVISOR COMPONENTS (INCLUDING THEIR UNAVAILABILITY) OR THIRD-PARTY TERMS DURING AN ORDER TERM DO NOT AFFECT ADVISOR’S OBLIGATIONS UNDER THE APPLICABLE ORDER OR THIS AGREEMENT.

Term and Termination

13.1. The term of this Agreement will continue through the last Free-Trial Term or Subscription Term to be in effect.

13.2. Upon expiration or earlier termination of a Free-Trial Order: (a) subject to Section 13.3, all rights granted to Advisor with respect to Free-Trial Services under such Free-Trial Order will terminate effective as of the effective date of termination and (b) subject to Section 13.3, ICan Financial will have no obligation to provide Free-Trial Services or Subscription Services to Advisor or Authorized Users after the effective date of the termination.

13.3. Subject to any applicable shorter Service Plan retention periods, up to the effective date of termination of this Agreement, an Authorized User designated by Advisor will be permitted to continue to access and download Advisor Data that was accessible to Authorized Users through the Free-Trial Services or Subscriptions immediately prior to termination. The designated Authorized User’s access and use will continue to be subject to the terms of this Agreement, provided the Authorized User shall not access or use the Free-Trial Services other than to download Advisor Data.

13.4. The provisions set forth in the following Sections, and any other right or obligation of the Parties in this Agreement that, by its nature, should survive termination or expiration of this Agreement, will survive any expiration or termination of this Agreement: 7.4, 8.2, 9 through 15, and 17 through 26.

Indemnification

Advisor agrees to defend, indemnify and hold harmless ICan Financial, its Affiliates and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including without limitation attorneys’ fees) arising out of or related to any legal claim, suit, action or proceeding by a third party arising out of or relating to any of the following (collectively, “Advisor-Controlled Matters”): (i) Advisor’s Environment, including Connections to Advisor Components, whether enabled through APIs, Ancillary Tools or otherwise; (ii) Account Data, Advisor Data or Advisor Credentials (including activities conducted with Advisor Credentials), subject to ICan Financial’s Processing obligations under this Agreement; or (iii) use of the Free-Trial Services or Subscriptions by Advisor or an Authorized User in a manner that breaches a Free-Trial Order, Service Plan or this Agreement.

Limitations of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, EXCEPT AS OTHERWISE PROVIDED IN THIS SECTION 15: (a) IN NO EVENT SHALL EITHER PARTY, ITS AFFILIATES OR THEIR EMPLOYEES, AGENTS, CONTRACTORS, OFFICERS OR DIRECTORS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR BUSINESS INTERRUPTION, LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES ARISING OUT OF OR RELATING TO THIS AGREEMENT; AND (b) IN NO EVENT SHALL ICAN FINANCIAL’S CUMULATIVE AND AGGREGATE LIABILITY UNDER THIS AGREEMENT EXCEED TWO HUNDRED U.S. DOLLARS. THE EXCLUSIONS AND LIMITATIONS IN THIS SECTION (COLLECTIVELY, THE “EXCLUSIONS”) APPLY WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR ANY OTHER BASIS, EVEN IF THE NON-BREACHING PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. THE EXCLUSIONS SHALL NOT APPLY TO ADVISOR’S INDEMNIFICATION OBLIGATIONS UNDER SECTION 14 OR BREACH OF SECTION 8.2. THE PROVISIONS OF THIS SECTION 15 ALLOCATE THE RISKS UNDER THIS AGREEMENT BETWEEN THE PARTIES, AND THE PARTIES HAVE RELIED ON THE EXCLUSIONS IN DETERMINING TO ENTER INTO THIS AGREEMENT.

Publicity

Neither Party shall, except as otherwise required by Applicable Law or stock exchange requirements, issue or release any announcement, statement, press release or other publicity or marketing materials relating to this Agreement or otherwise use the other Party’s marks or logos without the prior written consent of the other Party; provided, however, that ICan Financial may (subject its obligations of non-attribution under Section 7.4) include Advisor’s name and logo in its lists of ICan Financial Advisors, its public website and other promotional material. ICan Financial agrees to promptly cease such uses of Advisor’s name and logo.

Notices

Subject to change pursuant to this Section: Advisor’s physical and email addresses for notices are those associated with its Order(s). Notices required or permitted to be given under this Agreement shall be in writing and shall be deemed to be sufficiently given: (i) one business day after being sent by overnight courier to the Party’s physical address; (ii) three business days after being sent by registered mail, return receipt requested, to the Party’s physical address; or (iii) one business day after being sent by email to the Party’s email address. Either Party may change its address(es) for notice by providing notice to the other in accordance with this Section.

Assignment

Advisor may not assign any of its rights or obligations under this Agreement, whether by operation of law or otherwise, without ICan Financial’s prior written consent, and any purported assignment in violation of this Section is void. This Agreement is binding upon and inures to the benefit of the Parties hereto and their respective permitted successors and assigns.

U.S. Government Advisors

The Free-Trial Services and Documentation are provided to the U.S. Government as “commercial items,” “commercial computer software,” “commercial computer software documentation,” and “technical data” with the same rights and restrictions generally applicable to the Free-Trial Services and Documentation. If Advisor or any Authorized User is using Free-Trial Services or Subscriptions and Documentation on behalf of the U.S. Government and these terms fail to meet the U.S. Government’s needs or are inconsistent in any respect with federal law, Advisor and Advisor’s Authorized Users must immediately discontinue use of the Free-Trial Services or Subscriptions and Documentation. The terms listed above are defined in the Federal Acquisition Regulation and the Defense Federal Acquisition Regulation Supplement.

Independent Parties; No Third-Party Beneficiaries

The Parties expressly understand and agree that their relationship is that of independent contractors. Nothing in this Agreement shall constitute one Party as an employee, agent, joint venture partner or servant of another. This Agreement is for the sole benefit of the Parties hereto and their respective successors and permitted assigns and nothing herein, express or implied, is intended to or shall confer on any other person any legal or equitable right, benefit or remedy of any nature whatsoever under or by reason of this Agreement.

Force Majeure

ICan Financial shall not be liable or responsible to the Advisor, nor be deemed to have defaulted under or breached this Agreement, for any failure or delay in fulfilling or performing any term of this Agreement, when and to the extent such failure or delay is caused by acts of God; flood, fire or explosion; war, terrorism, invasion, riot or other civil unrest; embargoes or blockades in effect on or after the date of this Agreement; or national or regional emergency.

Governing Law; Venue

Except to the extent the issue arising under this Agreement is governed by United States federal law, this Agreement shall be governed by and construed and enforced in accordance with the laws of the State of Texas, without giving effect to the choice of law rules of that State. Any legal action or proceeding arising under or relating to this Agreement shall be brought exclusively in the state or federal courts located in Dallas County, Texas, USA, and the Parties expressly consent to personal jurisdiction and venue in those courts. The Parties agree that the United Nations Convention on Contracts for the International Sale of Goods are specifically excluded from application to this Agreement.

Miscellaneous

This Agreement, together with all Free-Trial Orders or Subscriptions, the AUP and, as and if applicable, Supplemental Terms and any other additional terms and conditions as referenced in Section 3, is the complete and exclusive statement of the agreement between the Parties and supersedes all proposals, questionnaires and other communications and agreements between the Parties (oral or written) relating to the subject matter of this Agreement. Any terms and conditions of any other instrument issued by Advisor in connection with this Agreement which are in addition to, inconsistent with or different from the terms and conditions of this Agreement shall be of no force or effect. Additionally, this Agreement supersedes any confidentiality, non-disclosure, evaluation or trial agreement previously entered into by the Parties with respect Advisor’s or an Affiliate’s evaluation of the Free-Trial Services or otherwise with respect to the Free-Trial Services. Except as otherwise provided in Section 26, this Agreement may be modified only by a written instrument duly executed by authorized representatives of the Parties. The failure of a Party to exercise or enforce any condition, term or provision of this Agreement will not operate as a waiver of such condition, term or provision. Any waiver by either Party of any condition, term or provision of this Agreement shall not be construed as a waiver of any other condition, term or provision. If any provision of this Agreement is held invalid or unenforceable, the remainder of the Agreement shall continue in full force and effect. The headings in this Agreement are for reference only and shall not affect the interpretation of this Agreement. For purposes of this Agreement, the words “include,” “includes” and “including” are deemed to be followed by the words “without limitation”; the word “or” is not exclusive; and the words “herein,” “hereof,” “hereby,” “hereto” and “hereunder” refer to this Agreement as a whole.

Definitions

Capitalized terms not otherwise defined in this Agreement shall have the respective meanings assigned to them in this Section 24.

“Account Data” means information about Advisor that Advisor provides to ICan Financial in connection with the creation or administration of its ICan Financial account, such as first and last name, user name and email address of an Authorized User or Advisor’s billing contact. Advisor shall ensure that all Account Data is current and accurate at all times during the applicable Free-Trial Term or Subscriptions, and shall in no event include Sensitive Information in Account Data.

“Affiliate” means, with respect to a Party, a business entity that directly or indirectly controls, is controlled by or is under common control with, such Party, where “control” means the direct or indirect ownership of more than 50% of the voting securities of a business entity.

“Applicable Laws” means any and all governmental laws, rules, directives, regulations or orders that are applicable to a particular Party’s performance under this Agreement.

“AUP” means ICan Financial’s standard Acceptable Use Policy

“Authorized User” means an individual employee, agent or contractor of Advisor for whom subscriptions to Free-Trial Services have been acquired pursuant to the terms of the applicable Free-Trial Order or Subscription and this Agreement, and who has been supplied user credentials for the Free-Trial Services by Advisor (or by ICan Financial at Advisor’s request).

“Feedback” means bug reports, suggestions or other feedback with respect to the Free-Trial Services, Paid Services or Documentation provided by Advisor to ICan Financial, exclusive of any Advisor Confidential Information therein.

“Free-Trial Order” means an order for Free-Trial Services pursuant to this Agreement completed and submitted by Advisor online at the ICan Financial site and accepted by ICan Financial, including any Advisor registration for Free-Trial Services, or executed by ICan Financial and Advisor.

“Free-Trial Services” means (a) any Services made available by ICan Financial to Advisor free of charge under a Free-Trial Order and (b) any alpha, beta or other pre-commercial releases of a ICan Financial product or service (or feature of functionality of a product or service) made available by ICan Financial to Advisor free of charge under a Free-Trial Order.

“Free-Trial Term” means, with respect to each Free-Trial Order, the period from the effective date of the Free-Trial Order through termination pursuant to Section 3.

“Intellectual Property Rights” means any and all registered and unregistered rights granted, applied for, or otherwise now or hereafter in existence under or related to any patent, copyright, trademark, trade secret, database protection, or other intellectual property rights laws, and all similar or equivalent rights or forms of protection, in any part of the world.

“Malicious Code” means viruses, worms, time bombs, Trojan horses and other harmful or malicious code, files, scripts, agents or programs.
“Paid Services” means the Services to which Advisor subscribes through, or otherwise uses following, a Paid Order.

“Party” means each of ICan Financial and Advisor.

“Personal Information” means information relating to an identified or identifiable natural person that is protected by Applicable Laws with respect to privacy where the individual resides.

“Process” means to perform an operation or set of operations on data, content or information, including to submit, transmit, post, transfer, disclose, collect, record, organize, structure, store, adapt or alter; “Processing” has a correlative meaning.

“Sensitive Information” means the following categories of Personal Information: (a) government-issued identification numbers, including Social Security numbers; (b) financial account data; (c) biometric, genetic, health or insurance data; (d) financial information; (e) data revealing race, ethnicity, political opinions, religion, philosophical beliefs or trade union membership; (f) data concerning sex life or sexual orientation; and (g) data relating criminal convictions and offenses. Without limiting the foregoing, the term “Sensitive Information” includes Personal Information that is subject to specific or heightened requirements under Applicable Law or industry standards, such as Social Security numbers in the United States, protected health information under the U.S. Health Insurance Portability and Accountability Act, nonpublic personal information under the U.S. Gramm-Leach-Bliley Act, cardholder data under the PCI Data Security Standard, and special categories of personal data under the GDPR.

“Service Plan” means the packaged plan and associated features, as detailed at the Pricing Page, for the Services.

“Support” means ICan Financial’s standard Advisor support for the Services.

Counterparts

Any written Free-Trial Order may be executed in counterparts, each of which shall be deemed an original, but all of which together shall be deemed to be one and the same agreement. Delivery of an executed counterpart of a signature page to a Free-Trial Order by fax or by email of a scanned copy, or execution and delivery through an electronic signature service (such as DocuSign), shall be effective as delivery of an original executed counterpart of the relevant Free-Trial Order.

Changes to this Agreement

ICan Financial may modify this Agreement at any time, which modifications will become effective as of the first day of the calendar month following the month in which they were first posted. If Advisor objects to the updated Agreement, as its sole and exclusive remedy, Advisor may choose to stop using the Free-Trial Services or Subscriptions and terminate all Free-Trial Orders , Subscriptions and this Agreement upon written notice to ICan Financial. For the avoidance of doubt, any Free-Trial Order is subject to the version of the Agreement in effect at the time of the Free-Trial Order.

Includes

  • First 500 Business Cards for Free
  • LifePlan 360 Advisor Site
  • Advisor Lead Capture Form
  • LifePlan 360 Email Address
  • Weekly LP 360 Focused Training
  • Client Tell-All Report
  • Client CRM

Training

  • A-Z Bootcamp On-Site & Virtual
  • Full Video Training Library
  • Training Presentations
  • How-To Videos
  • Ongoing Weekly Training
  • Training for Advanced Cases
  • Training Material & Documents

Support

  • Product Illustrations
  • LifePlan 360 Case Design
  • Carrier Compliance
  • Product Support
  • Advanced Case Support
  • Agency Support
  • Software Support

"LifePlan 360 has been the best thing that has ever happened in my career! I have never had cases so large to work with before. I never thought this was possible, but I have made more income on my last 2 cases then my last 2 quarters of the year!"

"I like to consider myself ahead of the curve in financial services. Like I have seen or made sure to become familiar with the “competition”. I have even tried comparing just about every financial planning tool I could find, from apps to software from all over. LifePlan 360 is the most fully comprehensive software and financial planning tool I have ever seen, just a fact!"

"I am still shocked at the degree I can help people! Who knew that something this special even existed! WOW, I mean WOW! I am so proud of the things I have been able to help my clients accomplish with LifePlan 360. I can deliver the piece of mind to everyone involved, me so I can sleep at night and my clients because they now have a real financial plan!"

Are You Ready to Experience the LifePlan 360 Software?